At SafeGuard Financial Services we specialize in helping individuals with small businesses, individuals changing jobs or careers, individuals starting careers or starting a family to get their retirement planning strategies going in the direction that is most appropriate for them.
Do you know everything about your retirement plan, be it your 401(k), 403(b), 457(b), IRA, or Roth IRA?
Even worse, have been putting off the thought of saving for the future?
Have you changed a job where you left a 401(k) or another plan behind?
Are you one that thinks that Social Security is going to still be available for you when you retire?
Planning CORRECTLY while you are young will help be prepared when you want to retire and enjoy life you will be able to. Just because your employer offers a retirement plan does not mean it is the best plan FOR YOU! Social Security is not something we should expect to live on in the future. We need to be certain we plan PROPERLY or we could be stuck working into our 70’s and 80’s and no one wants that.
Whether you have a 401(k), 403(b), 457(b), IRA, Roth IRA or another type of retirement plan, if you do not fully understand it, you need to!
You can’t count the government for your retirement and you rely on your employer either.